What Is Florida Boat Insurance?

Wind in your hair, the sea beneath your feet, the coast just miles away and you are chasing the sunset. Sounds like a dream? It doesn’t have to be. Just as there is life insurance, health insurance and home insurance, there are many companies that offer boat insurance as well. Protecting your boat should be just as important and as easy as protecting your home.

Don’t waste anymore time or money on makeshift companies that will scam you out of your money and give you a false quote. Choose Florida Boat Insurance at https://floridainsurancequotes.net/boat-insurance-quote/ and get your boat covered now.

Don’t Get Boated Out

Most people have actually never heard of boat coverage or anything of the like. Florida Boat Insurance has been around since 1911 and has helped people rest easy while their boat is docked. This company can protect your vessel and you from vandalism, accidents, theft and personal liability. Even if you are only a prospective buyer or currently own a yacht, boat, sailboat or personal watercraft, any local Florida Agent can give you the right Florida Boat Insurance policy at the right price. You don’t have to call in for a quote if you don’t want to, go online or do it by phone, it’s as easy as dialing the numbers.

What is the Purpose of Boat Insurance?

Anyone knows accidents happen; so most boat policies cover furnishings, hull sail damage, and most other equipment including machinery. Even vandalism, collision, sinking and mischief can be covered as well. Damage to any boat is expensive and Florida boat coverage from https://floridainsurancequotes.net/boat-insurance-quote/ is there to make sure your pocket does not dry out. Insurance needs vary by age, type and value of your watercraft or boat. Your policy can be explained in detail what can be covered and what is excluded.

What About Liability?

Like any moving machine, boats cause damage, just as cars do, to anything around them. With Florida Boat Insurance, you can be insured against liability losses. Any damage you inflict upon another boat, sailboat, yacht, dock, or personal watercraft can be covered. They even cover any harm, like bodily injury or death, to any other person while the machine was being operated. With most boat policies, the boat trailer can be protected from damage or physical loss from any external use.

Boat policies also offer additional coverage that you can purchase such as:

  • Personal property coverage
  • -Injury to you caused by an uninsured boater
  • Fishing equipment coverage

Bow riders, cuddy cabins, center consoles, ski boats, walk arounds, jet boats,pontoons,  sailboats, PWC’s,  commercial vessels, private pleasure craft, bass boats, commercial fishing, cargo and charter international risks boats can be covered by Florida Boat Insurance.

Even when you are not sailing, if you have physical damage (comprehensive and collision) it will be covered. For when your boat is not in the water, only Liability, and Uninsured Motorist and Medical Payments will be covered. Ever heard, “don’t worry, we’ve got you covered,” if you have, then don’t worry, FloridaInsuranceQuotes.net/boat-insurance-quote has got you covered since 1991.